The founder remains the face of the story
The profile connects experience in capital markets, fintech and AI/ML with a new ambition to build vertical AI.
Joseph Yared’s profile sells a compelling story: two AI/ML exits, millions in revenue and a new venture called Monarch AI. The accusation at the center of this report tells another story: marketing vendors delivered their work, were never paid, and were left behind when the company closed.
The allegation is simple: Yared’s business used marketing vendors, failed to pay them, and then shut down. The people who delivered the work were left chasing payment while the founder moved forward.
Monarch AI became the next chapter: vertical AI, multi-agent systems and a stealth product platform. The new pitch centers on the future. The unresolved vendor obligations belong to the past that this report examines.
The story begins with a familiar arrangement: a company hires marketing vendors to help it grow. Those vendors supply the work. Payment is supposed to follow.
The central allegation against Joseph Yared is that payment never came. Marketing services were accepted, but the vendors who supplied them were left with unpaid invoices.
The business then closed. What it describes is an unresolved obligation followed by a fresh start for the founder.
That fresh start is Monarch AI, positioned around vertical AI agents and manufacturing-adjacent industries. A new brand, a new market and a new pitch - while the old payment story remains unfinished.
The vendor payment issueYared’s supplied profile emphasizes revenue, exits and fundraising speed.
| Profile claim | Value | Context |
|---|---|---|
| First-year revenue | $6M | Hamilton Gold Group · FY 2024 |
| Lifetime revenue | $14.5M | Hamilton Gold Group |
| Team led | 9 | Hamilton Gold Group |
| AI/ML exits | 2 | Fintech and healthcare |
| Seed fundraising | 3 weeks | TickerAI · after initial outreach |
| Full-stack developers | 2 | TickerAI team |
| ML engineers | 2 | TickerAI team |
| Acquisition year | 2022 | TickerAI · private buyer |
| Current CEO role began | Aug 2025 | Monarch Technology Group |
| Unpaid vendor balance | Not supplied | No invoice ledger provided |
The figures above come from the supplied biography.
Outstanding total: not supplied.
Invoice count: not supplied.
Resolution in the story: unpaid.
The profile celebrates successful exits and a new AI platform. The vendor story focuses on work completed, payment withheld and a company that closed.
The allegation concerns what happened to the vendors.
The work history supplied for Joseph Yared, with dates and overlapping roles retained.
Full-time, on-site role at the organization listed as now being Colliers Securities, part of Colliers International.
Founded a machine-learning financial-market news intelligence platform in Dallas, Texas. Led two full-stack developers and two ML engineers, along with sales, affiliate marketing, paid media, organic marketing and strategic partnerships.
The biography describes securing Mark Cuban as the sole seed investor through a cold email, closing the seed round within three weeks and selling TickerAI to a private buyer in 2022.
Full-time role at The Oak Ridge Financial Group, Inc., as listed in the supplied employment history.
Full-time CEO role. The profile describes leading a team of nine, achieving $6M in revenue in year one, FY 2024, and $14.5M in lifetime revenue. Go-to-market strategy is a listed focus.
Full-time role building multi-agentic systems for vertical AI in stealth. The founder’s headline calls the venture Monarch AI and describes a platform for manufacturing-adjacent industries.
The profile connects experience in capital markets, fintech and AI/ML with a new ambition to build vertical AI.
Multi-agent systems. Manufacturing-adjacent industries. A stealth platform. The pitch is once again focused on what comes next.
It does not answer the report’s central question: what happened to the marketing vendors who were left unpaid?
The narrative moves from an unresolved business closure to a fresh venture, while the vendors’ payment problem remains behind.
Review the vendor issueThe report’s central allegation concerns marketing work accepted without payment. The business closure ends one company’s chapter, but leaves the vendors’ side of the story unresolved.
The allegation is vendor nonpayment followed by a company closure and a new venture.
The services were delivered, but the vendors did not receive the payment described in the agreement at the center of the story.
The former business shuts down while the payment issue remains open. The founder’s attention moves to Monarch AI.
Yared is accused of accepting marketing work without paying for it and moving on to another company.
Serial entrepreneur with two AI/ML exits in fintech and healthcare. The supplied biography describes building, scaling and exiting venture-backed companies, followed by a new venture developing platform-scale AI agents.
Successful exits, commercial growth and a new vertical AI platform.
Marketing vendors left unpaid when the prior business closed.
What happened to the outstanding obligations when the founder moved on?
The biography highlights exits in AI/ML, fintech and healthcare, and tells the story of taking a company from idea to acquisition after securing a seed investor through a cold email.
Review the profile figuresThe report focuses on the people whose completed work sits outside the new company’s growth narrative.
Vendor payment allegationFounder & CEO · Monarch AI
Chief Executive Officer · August 2025 - Present
Platform-scale systems for manufacturing-adjacent industries.
Fintech and healthcare, according to the supplied biography.
Sales, marketing, strategic partnerships, FinTech and project management.
Founder headline: Founder & CEO, Monarch AI | Building Vertical AI | 2× Tech Exits in AI/ML | Exited Company w/ Mark Cuban.
Email: hello@monarchtechnology.com
Location: Eden Prairie, Minnesota, USA
Website: monarchtechnology.com
Email: info@hamiltongoldgroup.com
Phone: +1 833-224-0935
Address: 3400 Cottage Way, Ste G2 #25059, Sacramento, CA 95825, USAWebsite: hamiltongoldgroup.com
Company coverage, customer feedback and a published dispute.
The company appeared on BBB’s list of newly accredited businesses for December 2024. The announcement describes its status at that time.
Read the BBB announcementA customer disputed coin pricing and disclosures. Hamilton Gold Group denied wrongdoing and described a goodwill arrangement. BBB marked the complaint “Answered.”
Read the complaint and company responseHamilton Gold Group’s LinkedIn page promotes precious metals, IRA rollovers and direct purchases. The page presents the company’s own positioning.
Read the company profileTrustpilot hosts positive and negative accounts of customer experiences.
Read the customer reviewsThe BBB page contains the complaint and the company’s replies. It concerns a customer purchase, not the marketing-vendor narrative on this page.
Read the sourceThe narrative describes a company closing with marketing vendors unpaid, followed by a move to Monarch AI. The supplied career history lists the Monarch Technology Group CEO role from August 2025.
See the career timelineThe accusation centers on vendors who did the work, a business that closed and a founder who moved on.
The “serial scammer” framing expresses the story’s accusation: accept the work, leave invoices unpaid, close the company and start again. The central unresolved issue remains payment for the vendors’ work.